Aetna Insurance, founded in 1853, is among the top-tier insurance companies globally, offering a broad range of traditional and consumer-directed health insurance products and related services. From healthcare to dental, pharmacy, group life, long-term care, disability plans, and medical management capabilities, Aetna serves millions of people worldwide. Today, the focus is on one of Aetna’s stellar plans, designed explicitly with international students in mind.
Aetna’s International Student Health Insurance Plan
The health insurance landscape can be daunting for international students. Amidst adapting to a new environment and academic commitments, securing quality and affordable health coverage is paramount. Aetna Insurance addresses this need by offering a student health insurance plan tailored to the unique needs of international students.
Aca compliant health insurance for international students is one of Aetna’s flagship offerings. In simple terms, a plan is considered ACA compliant if it meets the standards set by the Affordable Care Act (ACA). These involve coverage for a set of healthcare services dubbed “essential health benefits”, prohibition of lifetime and annual limits on these benefits, and no cost-sharing for preventive care services.
Tailored Features of Aetna’s ACA Compliant Health Insurance
This plan is specifically designed to satisfy international students’ healthcare needs while complying with ACA standards. Here are some of the key advantages:
- Comprehensive Coverage: From emergency services, hospitalization, maternity and newborn care, to prescription medications, rehabilitative services, and mental health procedures, this plan covers a broad array of health care areas.
- Preventive Care at No Extra Charge: Understanding that prevention is better than cure, preventive care services (like vaccinations or check-ups) are included in the plan with no out-of-pocket cost.
- No Lifetime Or Annual Limits: The plan does not have a cap for essential benefits, giving students the reassurance that their coverage won’t run out when they need it the most.
Applying for Aetna’s ACA Compliant Health Insurance
International students can easily apply for Aetna’s health insurance. The online application is available on Aetna’s website, and dedicated customer service is ready to assist throughout the process. After the approval of the application, students will receive a welcome package that includes an insurance card, policy documents, and information on how to access Aetna’s member services.
Conclusion
Health insurance is a necessity for international students, and a quality plan can not only provide adequate coverage but peace of mind. With Aetna’s ACA compliant health insurance, students can focus on their studies without worrying about potential health care issues. If you’re an international student, exploring Aetna’s tailored health insurance plan could be a crucial step in preparing for your overseas studies.